:root{--ink:#172016;--muted:#5a6558;--paper:#fbfaf4;--panel:#fff;--amber:#d88917;--amber-dark:#7c4800;--sage:#dfe9d8;--line:#d8d8ca;--radius:18px;--shadow:0 16px 40px rgba(61,55,31,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:17px/1.65 system-ui,-apple-system,"Segoe UI",sans-serif}a{color:var(--amber-dark)}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid #0b6cff;outline-offset:3px}.skip-link{position:absolute;left:-999px;top:1rem}.skip-link:focus{left:1rem;background:#fff;padding:.7rem;z-index:99}.site-header{max-width:1180px;margin:auto;padding:1.1rem 1.4rem;display:flex;justify-content:space-between;gap:1rem;align-items:center}.brand{font-weight:800;text-decoration:none;color:var(--ink)}nav{display:flex;gap:1rem;flex-wrap:wrap;align-items:center}nav a{text-decoration:none}.hero{max-width:1180px;margin:1rem auto 3rem;padding:clamp(1.5rem,5vw,4.5rem);border-radius:32px;background:linear-gradient(135deg,#f2ddb4,#e7edcf);display:grid;grid-template-columns:minmax(0,2fr) minmax(220px,1fr);gap:2rem;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-weight:800;font-size:.78rem;color:var(--amber-dark)}h1{font-size:clamp(2.4rem,6vw,5.2rem);line-height:.98;max-width:12ch;margin:.3rem 0 1.2rem}h2{line-height:1.2;margin-top:2.4rem}h3{line-height:1.3;margin-top:1.8rem}.lead{font-size:1.2rem;max-width:60ch}.hero-note,.side-card{background:rgba(255,255,255,.75);padding:1.4rem;border:1px solid rgba(124,72,0,.18);border-radius:var(--radius)}.button,button{display:inline-block;border:0;border-radius:999px;background:var(--amber-dark);color:#fff;padding:.8rem 1.25rem;font:inherit;font-weight:750;cursor:pointer;text-decoration:none}.secondary{background:#fff;color:var(--ink);border:1px solid var(--line)}.calculator-shell{max-width:1000px;margin:0 auto 4rem;padding:clamp(1.2rem,4vw,3rem);background:var(--panel);border:1px solid var(--line);border-radius:28px;box-shadow:var(--shadow)}form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.8rem 1rem}label{font-weight:720;align-self:end}input,select{width:100%;padding:.8rem;border:1px solid #a8aa9e;border-radius:10px;font:inherit;background:#fff}form>div{display:grid;gap:.3rem}.result{margin-top:1.2rem;padding:1.2rem;background:var(--sage);border-radius:14px}.result strong{font-size:1.35rem}.notice{padding:1rem;border-left:4px solid var(--amber)}.article-layout{max-width:1100px;margin:0 auto 4rem;padding:0 1.4rem;display:grid;grid-template-columns:minmax(0,3fr) minmax(240px,1fr);gap:2.2rem}.article-copy{min-width:0}.article-copy p,.article-copy li{max-width:75ch}.side-card{align-self:start;position:sticky;top:1rem}.legal-wrap{max-width:850px;margin:2rem auto 5rem;padding:0 1.4rem}.legal-wrap h1{font-size:clamp(2rem,5vw,3.5rem);max-width:none}details{border-top:1px solid var(--line);padding:1rem 0}summary{font-weight:750;cursor:pointer}footer{border-top:1px solid var(--line);padding:2rem max(1.4rem,calc((100vw - 1100px)/2));display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap}.link-button{background:none;color:var(--amber-dark);padding:0;text-decoration:underline;font-weight:400}.consent{position:fixed;inset:auto 1rem 1rem;z-index:100;max-width:620px;margin:auto;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:18px;padding:1.2rem}.consent[hidden]{display:none}.button-row{display:flex;gap:.7rem;flex-wrap:wrap}
@media(max-width:760px){.site-header,.hero,.article-layout{display:block}.site-header nav{margin-top:.8rem}.hero{margin:0 1rem 2rem;border-radius:22px}.hero-note{margin-top:1.5rem}.calculator-shell{margin:0 1rem 3rem}form{grid-template-columns:1fr}.side-card{position:static;margin-top:2rem}footer{display:block}footer nav{margin-top:1rem}}